Terms & Conditions

Please read the following Terms and Conditions carefully. Access to and the use of this website (the “Site” or “Utmost Group Companies Site”) is subject to these Terms and Conditions.


"We”, “us” and “Utmost Group” means Utmost Group plc and its immediate subsidiaries:

Utmost International Group Holdings Limited is incorporated in England and Wales (Number 09953199)

Utmost UK Group Holdings Limited is incorporated in England and Wales (Number 11163964)

The registered address of both companies is:

Saddlers' House
5th Floor,
44 Gutter Lane,


This Site is owned and operated by Utmost Group plc, which is incorporated in England and Wales (Number 12268786) and its registered address is:

Saddlers' House
5th Floor,
44 Gutter Lane,

The Utmost Group Site is an online information service provided by Utmost Group plc. By using this Site or by downloading materials from the Site, you acknowledge your agreement with and your understanding of the Terms and Conditions set forth in this notice. By using this Site you will be deemed to have irrevocably agreed to these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use this Site.

The information contained within this Site is not for use within any country or jurisdiction or by any persons where such use would constitute a violation of law. If this applies to you, you are not authorised to access or use any of the information contained on this Site.

Please ensure that you have read and understood these Terms and Conditions before proceeding any further.

Access to Site and User Conduct

The content of the Utmost Group Site is the property of Utmost Group plc . All rights reserved. No part of the content of the Site may be copied, reproduced, transferred, uploaded, published or distributed in any way without Utmost Group plc’s prior written permission. Utmost Group plc does consent to you printing extracts from these pages for your personal use only.

The trademarks and logos displayed on this website are the property of Utmost Group plc. They cannot be used on any Site without the prior written consent of the relevant member of the Utmost Group plc. If you have any questions regarding the use of these trademarks and logos, please contact AnneMarie.Shepherd@utmostgroup.co.uk.

Utmost Group plc reserves the right to suspend or withdraw access to this website without prior notice at any time and accepts no responsibility for the Site not being available at all times.


The content of this Site is provided for general information only. It is not intended to amount to advice on which you can rely.

The information on this Site is provided in good faith and Utmost Group plc believes it to be accurate. However, although Utmost Group plc will take all reasonable measures to update the information on the Site, it makes no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up to date.

Neither Utmost Group plc nor any other member of the Utmost Group accepts liability for any loss directly or indirectly resulting from any action taken on the basis of information on this Site, save where any such limitation is not permitted by law.

The Site contains hypertext links to other websites (including other websites operated by companies within the Utmost Group plc). The responsibility for the latter websites is that of the parties who are identified as providing those sites and Utmost Group plc accepts no responsibility for them or their use or the content of any other sites. Users who choose to access other websites to which hypertext links are provided should note that use of these other websites is subject to separate Terms and Conditions. Anybody who wishes to use the latter websites is encouraged to read the relevant Terms and Conditions beforehand.

Utmost Group plc cannot warrant that this Site is free of viruses or technical defects of any description and will not be responsible for technical defects of any description and will not be responsible for any technical problems arising from the use of this Site.

Not an Offer

When accessing or making use of any part of this website, you may not:

  • Post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind that may give rise to civil liability or otherwise violate any national or international law;
  • Post or transmit any information or software which contains any form of virus;
  • Interfere with the functioning of this website or restrict or inhibit other users from using this website;
  • Post, publish, transmit, reproduce, distribute or exploit any information obtained through this website for commercial purposes without the prior written consent of Utmost Group plc.

Governing Law and Jurisdiction

The website, these Terms and Conditions and any claim in connection herewith shall be governed by in accordance with the laws of England and Wales without reference to principles of conflicts of laws. In the event of any disputes in relation to the website, all parties will be subject to the jurisdiction of the courts of England and Wales.

The Site is not directed for the use of any person that is in any jurisdiction where the publication or availability of the Site and its content is contradictory to local laws or regulations.

Site Property Rights

The intellectual property rights and all other rights relating to all content on this website belong to Utmost Group plc or is used under licence from another member of the Group. Utmost Group plc retains all rights, title, interest and intellectual property rights in the content of this Site. Use of the content of this Site is restricted to personal use by you. Any storing, reprocessing, reutilising, reproduction, distribution, dissemination or transmission of all or part of the content of this website is prohibited except where expressly permitted by Utmost Group plc.