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Bondholder Information

Utmost Group plc Bonds

Utmost Group has two outstanding bonds in issue. Details on the bonds, the coupon, and the redemption
dates are below.

Tier 2

Instrument Nominal Coupon Issue Date Redemption Fitch Rating ISIN Offering Memorandum Investor Presentation
Subordinated Tier 2 Notes £400m 4% 15 Sep 2021 15 Dec 2031 BBB XS2384717703 / 238471770 View document Click here to view the accompanying investor presentation

Restricted Tier 1

Instrument Nominal Coupon Issue Date Redemption Earliest date the bond can be redeemed at the option of the issuer Fitch Rating ISIN Offering Memorandum Investor Presentation
Restricted Tier 1 Notes £300m 6.125% 20 Jan 2022 Perpetual 15 December 2028 BBB XS2434427709 / 243442770 View document Click here to view the accompanying investor presentation

2026 marks ten years of Utmost. Over this time the business, supported by our owners, has grown from UK startup to a leading global provider of insurance-based wealth solutions with assets under administration of over £116bn at FY 2025.

As we look to fulfil our growth ambitions over the next decade, the Company and its shareholders are considering a number of strategic options, both public and private, to maximise the long-term potential of Utmost.

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