UTMOST IRELAND

Ireland office opening hours (GMT time)

We will certainly endeavour to process any requests received after these dates prior to 31 December; however, we cannot guarantee completion within this timeframe, in particular where the transaction is subject to a third parties’ action outside of our control.

New business and full surrender applications must be submitted by 17:00 (GMT) Friday, 4 December. Applications completed by Friday, 11 December will be included in the following weeks’ commission run.

Above is subject to the incoming requirements and premiums, including clear source of funds and client due diligence meeting our requirements. 

Top-up and partial surrender requests must be submitted by 17:00 (GMT) Friday, 11 December.

We reserve the right to delay payment where settlement of any required sale is not received or where dealing criteria such as market value adjusters, weekly or monthly dealing timings or notice periods apply.

Last commission run before Christmas will be Wednesday, 23 December.

The next commission run will take place on Wednesday, 30 December. 

Credit card collections for all products will continue throughout Christmas and the New Year.

Portfolio Bond Dealing Desk cut-off times before the festive period:

Re-Registration – 10:30 (GMT) Monday, 21 December

Although we will endeavour to execute trades after cut-off it will not be guaranteed and therefore it is possible that they will not be executed until we re-open on Wednesday, 30 December. We also need to ensure that market settlement can be supported during the holidays.

Between Christmas and New Year that Utmost Irish offices are open, the PB Dealing Desk cut-off times will be as follows: 

Finally, we would like to take this opportunity to thank you for your support in 2026 and wish you all a Happy Christmas and prosperous New Year.